Personal Finance
![Financial expert Peter Sharkey says equity release is a great way to afford bucket list items during retirement](/resources/images/128x89/1x/16119408.jpg)
![Financial expert Peter Sharkey says equity release is a great way to afford bucket list items during retirement](/resources/images/180x180/1x/16119408.jpg)
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![Equity Release offers a potential route back to normality, argues Peter Sharkey](/resources/images/128x89/1x/16095166.jpg)
![Equity Release offers a potential route back to normality, argues Peter Sharkey](/resources/images/180x180/1x/16095166.jpg)
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![Renegogiating monthly subscriptions and switching off energy-consuming devices could help you save money, says financial expert Peter Sharkey](/resources/images/128x89/1x/16069168.jpg)
![Renegogiating monthly subscriptions and switching off energy-consuming devices could help you save money, says financial expert Peter Sharkey](/resources/images/180x180/1x/16069168.jpg)
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![Second-hand car prices have risen dramatically since the pandemic due to microchip shortages](/resources/images/128x89/1x/16044876.jpg)
![Second-hand car prices have risen dramatically since the pandemic due to microchip shortages](/resources/images/180x180/1x/16044876.jpg)
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![Financial expert Peter Sharkey looks at rising energy bills including how much it will now cost to run a fridge-freezer](/resources/images/128x89/1x/16019126.jpg)
![Financial expert Peter Sharkey looks at rising energy bills including how much it will now cost to run a fridge-freezer](/resources/images/180x180/1x/16019126.jpg)
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![Financial expert Peter Sharkey explains how you can pay off credit card in debt with equity release from smartER](/resources/images/128x89/1x/15966881.jpg)
![Financial expert Peter Sharkey explains how you can pay off credit card in debt with equity release from smartER](/resources/images/180x180/1x/15966881.jpg)
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![Financial expert Peter Sharkey explains how you could save on your car insurance](/resources/images/128x89/1x/15715115.jpg)
![Financial expert Peter Sharkey explains how you could save on your car insurance](/resources/images/180x180/1x/15715115.jpg)
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![Equity release has become a popular method for property owners aged 55+ to release tax-free funds from their property and effectively reduce future Inheritance Tax liability for their children](/resources/images/128x89/1x/14355058.jpg)
![Equity release has become a popular method for property owners aged 55+ to release tax-free funds from their property and effectively reduce future Inheritance Tax liability for their children](/resources/images/180x180/1x/14355058.jpg)
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![Financial expert Peter Sharkey examines if it is worth investing in dividends from a number of high-performing companies](/resources/images/128x89/1x/14846347.jpg)
![Financial expert Peter Sharkey examines if it is worth investing in dividends from a number of high-performing companies](/resources/images/180x180/1x/14846347.jpg)
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![Financial expert Peter Sharkey argues nuclear reactors could ensure the UK becomes self-sufficient in energy production by 2035](/resources/images/128x89/1x/14642092.jpg)
![Financial expert Peter Sharkey argues nuclear reactors could ensure the UK becomes self-sufficient in energy production by 2035](/resources/images/180x180/1x/14642092.jpg)
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![Not searching for alternative car and home insurance options is costing people hundreds of pounds a year](/resources/images/128x89/1x/14494311.jpg)
![Not searching for alternative car and home insurance options is costing people hundreds of pounds a year](/resources/images/180x180/1x/14494311.jpg)
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![Financial expert Peter Sharkey argues that getting active about your finances can save you thousands](/resources/images/128x89/1x/14466950.jpg)
![Financial expert Peter Sharkey argues that getting active about your finances can save you thousands](/resources/images/180x180/1x/14466950.jpg)
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![Financial expert Peter Sharkey says there are options for those wishing to get the most out of their home without draining their savings](/resources/images/128x89/1x/14353681.jpg)
![Financial expert Peter Sharkey says there are options for those wishing to get the most out of their home without draining their savings](/resources/images/180x180/1x/14353681.jpg)
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![Ask the expert at Smith & Pinching about lasting power of attorney](/resources/images/128x89/1x/14502977.jpg)
![Ask the expert at Smith & Pinching about lasting power of attorney](/resources/images/180x180/1x/14502977.jpg)
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![Financial expert Peter Sharkey discusses why a broker's advice can be invaluable for saving on mortgages and car insurance](/resources/images/128x89/1x/14355273.jpg)
![Financial expert Peter Sharkey discusses why a broker's advice can be invaluable for saving on mortgages and car insurance](/resources/images/180x180/1x/14355273.jpg)
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![Ask the expert at Smith & Pinching about the Nil Rate Band (NRB)](/resources/images/128x89/1x/14502974.jpg)
![Ask the expert at Smith & Pinching about the Nil Rate Band (NRB)](/resources/images/180x180/1x/14502974.jpg)
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![Ask the expert at Smith & Pinching about Buy to Let mortgages](/resources/images/128x89/1x/14502985.jpg)
![Ask the expert at Smith & Pinching about Buy to Let mortgages](/resources/images/180x180/1x/14502985.jpg)
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![St Bene't's Church is the oldest building in Cambridge](/resources/images/128x89/1x/14361357.jpg)
![St Bene't's Church is the oldest building in Cambridge](/resources/images/180x180/1x/14361357.jpg)
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![Ask the expert at Smith & Pinching about key person protection](/resources/images/128x89/1x/14515070.jpg)
![Ask the expert at Smith & Pinching about key person protection](/resources/images/180x180/1x/14515070.jpg)
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![Financial expert Peter Sharkey argues that newly-constructed properties offer opportunities for an immediate uplift in value.](/resources/images/128x89/1x/14361358.jpg)
![Financial expert Peter Sharkey argues that newly-constructed properties offer opportunities for an immediate uplift in value.](/resources/images/180x180/1x/14361358.jpg)
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![Ask the expert at Smith & Pinching about the cap on care fees due to be introduced in 2023](/resources/images/128x89/1x/14515063.jpg)
![Ask the expert at Smith & Pinching about the cap on care fees due to be introduced in 2023](/resources/images/180x180/1x/14515063.jpg)
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![Ask the expert at Smith & Pinching about life insurance cover](/resources/images/128x89/1x/14515072.jpg)
![Ask the expert at Smith & Pinching about life insurance cover](/resources/images/180x180/1x/14515072.jpg)
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![The Institute for Economic Affairs called the demographic changes highlighted in the census “an economic time bomb](/resources/images/128x89/1x/14363472.jpg)
![The Institute for Economic Affairs called the demographic changes highlighted in the census “an economic time bomb](/resources/images/180x180/1x/14363472.jpg)
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![Financial expert Peter Sharkey says you should make sure your home insurance policy covers accidental damage](/resources/images/128x89/1x/14365643.jpg)
![Financial expert Peter Sharkey says you should make sure your home insurance policy covers accidental damage](/resources/images/180x180/1x/14365643.jpg)
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![Ask the expert at Smith & Pinching about tracking down old pension funds](/resources/images/128x89/1x/14518070.jpg)
![Ask the expert at Smith & Pinching about tracking down old pension funds](/resources/images/180x180/1x/14518070.jpg)
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![Ask the expert at Smith & Pinching about deliberate deprivation of assets and home ownership](/resources/images/128x89/1x/14518090.jpg)
![Ask the expert at Smith & Pinching about deliberate deprivation of assets and home ownership](/resources/images/180x180/1x/14518090.jpg)
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![Ask the expert at Smith & Pinching about Lifetime Lending and Equity Release](/resources/images/128x89/1x/14518093.jpg)
![Ask the expert at Smith & Pinching about Lifetime Lending and Equity Release](/resources/images/180x180/1x/14518093.jpg)
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![Financial expert Peter Sharkey explains why your home might be at risk of under-insurance](/resources/images/128x89/1x/14367741.jpg)
![Financial expert Peter Sharkey explains why your home might be at risk of under-insurance](/resources/images/180x180/1x/14367741.jpg)
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![Financial expert Peter Sharkey explores how motorists can save cash with Moneymapp.com](/resources/images/128x89/1x/14371165.jpg)
![Financial expert Peter Sharkey explores how motorists can save cash with Moneymapp.com](/resources/images/180x180/1x/14371165.jpg)
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![Ask the expert at Smith & Pinching about acting as a financial Power of Attorney](/resources/images/128x89/1x/15415464.jpg)
![Ask the expert at Smith & Pinching about acting as a financial Power of Attorney](/resources/images/180x180/1x/15415464.jpg)
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![Ask the expert at Smith & Pinching about investing in Venture Capital Trusts (VCTs)](/resources/images/128x89/1x/15415476.jpg)
![Ask the expert at Smith & Pinching about investing in Venture Capital Trusts (VCTs)](/resources/images/180x180/1x/15415476.jpg)
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![Ask the expert at Smith & Pinching about saving with an ISA](/resources/images/128x89/1x/15415488.jpg)
![Ask the expert at Smith & Pinching about saving with an ISA](/resources/images/180x180/1x/15415488.jpg)
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![Financial expert Peter Sharkey offers an easy way to save on your car insurance](/resources/images/128x89/1x/14371492.jpg)
![Financial expert Peter Sharkey offers an easy way to save on your car insurance](/resources/images/180x180/1x/14371492.jpg)
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![Ask the expert at Smith & Pinching about setting up a trust for your heirs](/resources/images/128x89/1x/15415554.jpg)
![Ask the expert at Smith & Pinching about setting up a trust for your heirs](/resources/images/180x180/1x/15415554.jpg)
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![Ask the expert at Smith & Pinching about model investment portfolios](/resources/images/128x89/1x/15415547.jpg)
![Ask the expert at Smith & Pinching about model investment portfolios](/resources/images/180x180/1x/15415547.jpg)
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![Ask the expert at Smith & Pinching about managing mortgage repayments](/resources/images/128x89/1x/15415561.jpg)
![Ask the expert at Smith & Pinching about managing mortgage repayments](/resources/images/180x180/1x/15415561.jpg)
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![Ask the expert at Smith & Pinching about the Residence Nil Rate Band (RNRB)](/resources/images/128x89/1x/15415617.jpg)
![Ask the expert at Smith & Pinching about the Residence Nil Rate Band (RNRB)](/resources/images/180x180/1x/15415617.jpg)
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![Ask the expert at Smith & Pinching about financial planning and investments](/resources/images/128x89/1x/15415619.jpg)
![Ask the expert at Smith & Pinching about financial planning and investments](/resources/images/180x180/1x/15415619.jpg)
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![The knowledge that your family will be looked after should something untoward happen is undoubtedly comforting, says financial expert Peter Sharkey](/resources/images/128x89/1x/14378791.jpg)
![The knowledge that your family will be looked after should something untoward happen is undoubtedly comforting, says financial expert Peter Sharkey](/resources/images/180x180/1x/14378791.jpg)
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![Ask the expert at Smith & Pinching about pension scams and fraudsters](/resources/images/128x89/1x/15415624.jpg)
![Ask the expert at Smith & Pinching about pension scams and fraudsters](/resources/images/180x180/1x/15415624.jpg)
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![Those living on fixed incomes, including pensioners, are facing a cost of living squeeze, says financial expert Peter Sharkey](/resources/images/128x89/1x/14380760.jpg)
![Those living on fixed incomes, including pensioners, are facing a cost of living squeeze, says financial expert Peter Sharkey](/resources/images/180x180/1x/14380760.jpg)
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![Ask the expert at Smith & Pinching about your workplace pension scheme](/resources/images/128x89/1x/15415644.jpg)
![Ask the expert at Smith & Pinching about your workplace pension scheme](/resources/images/180x180/1x/15415644.jpg)
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![Financial expert Peter Sharkey argues that sorting out a self-invested personal pension could be an excellent Bank Holiday project to save you money](/resources/images/128x89/1x/14382997.jpg)
![Financial expert Peter Sharkey argues that sorting out a self-invested personal pension could be an excellent Bank Holiday project to save you money](/resources/images/180x180/1x/14382997.jpg)
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![Ask the expert at Smith & Pinching about health insurance cover as a sole trader](/resources/images/128x89/1x/15415642.jpg)
![Ask the expert at Smith & Pinching about health insurance cover as a sole trader](/resources/images/180x180/1x/15415642.jpg)
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![Ask the expert at Smith & Pinching about how a poor credit score might affect the chances of getting a joint mortgage](/resources/images/128x89/1x/15415651.jpg)
![Ask the expert at Smith & Pinching about how a poor credit score might affect the chances of getting a joint mortgage](/resources/images/180x180/1x/15415651.jpg)
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![Increases in life expectancy will have implications for state-funded pension schemes, argues financial expert Peter Sharkey](/resources/images/128x89/1x/14385241.jpg)
![Increases in life expectancy will have implications for state-funded pension schemes, argues financial expert Peter Sharkey](/resources/images/180x180/1x/14385241.jpg)
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![Ask the expert at Smith & Pinching about ISAs and return on investment](/resources/images/128x89/1x/15415679.jpg)
![Ask the expert at Smith & Pinching about ISAs and return on investment](/resources/images/180x180/1x/15415679.jpg)
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![Financial expert Peter Sharkey argues that a second property offers the opportunity for peaceful staycations rather than travel disruption](/resources/images/128x89/1x/14387168.jpg)
![Financial expert Peter Sharkey argues that a second property offers the opportunity for peaceful staycations rather than travel disruption](/resources/images/180x180/1x/14387168.jpg)
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![Ask the expert at Smith & Pinching about using a pension fund to pay for home improvements](/resources/images/128x89/1x/15415675.jpg)
![Ask the expert at Smith & Pinching about using a pension fund to pay for home improvements](/resources/images/180x180/1x/15415675.jpg)
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![Ask the expert at Smith & Pinching about mortgage overpayments](/resources/images/128x89/1x/15415681.jpg)
![Ask the expert at Smith & Pinching about mortgage overpayments](/resources/images/180x180/1x/15415681.jpg)
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![Ask the expert at Smith & Pinching about reducing Inheritance Tax (IHT) liability](/resources/images/128x89/1x/15415731.jpg)
![Ask the expert at Smith & Pinching about reducing Inheritance Tax (IHT) liability](/resources/images/180x180/1x/15415731.jpg)
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![Financial expert Peter Sharkey explains why a simple domestic task like building a fence exposes global shortages and the cost of living](/resources/images/128x89/1x/14390696.jpg)
![Financial expert Peter Sharkey explains why a simple domestic task like building a fence exposes global shortages and the cost of living](/resources/images/180x180/1x/14390696.jpg)
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![Ask the expert at Smith & Pinching about consolidating your pension schemes](/resources/images/128x89/1x/15415735.jpg)
![Ask the expert at Smith & Pinching about consolidating your pension schemes](/resources/images/180x180/1x/15415735.jpg)
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